London Location
Panamericanloans.com
at the Executive Centre
151 York Street Suite 11
London, Ontario
N6A 1A8
Tel: (519)434-1333
Fax: (519)438-9848
Toll Free: 1-866-402-5130
Email: info@panamericanloans.com
Mon - Fri 9:30am - 4:00pm
"Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”
- Theodore Roosevelt
Panamerican Real Estate Solutions Ltd.'s main goal is to create wealth for our clients through the acquisition, management and sale of Real Estate.
Many people realize the benefits of owning an investment property, but many are career oriented who lack the time, while others may feel confounded by the many facets of successfully managing these rentals. We offer services tailored to the “hands off” Real Estate investor. We partner with our clients and as a joint venture we purchase these properties, we tenant, upkeep and meticulously manage these properties until finally the agreed on hold time has lapsed, and then we sell and split the profits. We create wealth for our clients by focusing on under valued properties in appreciating markets throughout Ontario and soon to come Alberta.
For the past 6 years we have been building our Real Estate dream team, consisting of Realtors, Mortgage Brokers, Lawyers, Property Managers, Investors and the entire key players required to run an Investment Real Estate Company. Each of these relationships that have been established are built around the win/win principle.
Investment Options
Designed for the investor who would like the benefits that Real Estate investments provide, but lack the time or expertise in managing these properties. Panamerican Real Estate Solutions Ltd. finds, negotiates, purchases, tenants and manages the property. The investor is registered along with us on title, meaning he/she remains in control of the property and has the benefits of certain tax deductions from Canada Revenue Agency.
These are some examples:
Deal #1:
Our Partners had significant equity in their primary residence. They were looking for a longer-term buy and hold investment and used a line of credit to finance the down payment.
The numbers:
Townhouse in London, Ontario
| Purchase price | $107,500 |
| Appraised price | $107,500 |
| Equity | $0 |
| Down Payment required | $26,875 |
| Rent | $975 month |
| Positive Cash flow/ month | $219/month |
| Mortgage pay down | $80/month |
| Total Profit + equity/ month | $299 |
| ROI | 11.12% |
| Built in Equity | $0 |
If the property values grow by 5% per year for the next 5 years 5 Years cash flow @ $219/month =$13,140 The property will be valued at $137,200 Mortgage owing would be $75,707 Total equity $61,493. |
|
| Estimated Equity (2012) | $61,493 |
| Cash Flow | $13,140 |
| Partner´s down payment returned | $26,875 |
| Net Profit | $47,758 |
| Profit breakdown (50/50 split) | Partner | $23,879 |
| Panamerican | $23,879 |
| ROI Partner | 88.85%(5 years) |
| 17.77%(annual) | |
Panamerican Real Estate Solutions Ltd. Has put together a package for investors interested in this type of venture outlining the expectations in terms of returns, risks and the legal aspects involved in doing these types of transactions. For more information click here
Panamerican Real Estate Solutions Ltd., as a private investor has a system in place for you to take control of your R.R.S.P.s investments. If you’re dissatisfied with your current returns or simply want to expand your existing portfolio, you can take control of your future by investing in a first or second mortgage, in essence becoming the bank. Not widely known, one of the vehicles you can invest your self-directed R.R.S.P.s is Real Estate mortgages.
How it works:
You lend money out to borrower who agrees to pay a set interest for a defined term. You secure this loan through a mortgage registered against the Real Estate property. After the term has elapsed the borrower pays your money back. For more information click here
Deal #2:
Partners had investment capital in a GIC earning next to nothing, and they were looking for a better place to hold their money for the longer term.
The numbers:
Townhouse in Waterloo
| Purchase price | $107,500 |
| Appraised price | $110,000 |
| Equity | $3,000 (from Day 1) |
| Down Payment required | $26,750 |
| Rent | $850/ month (Tenants signed 5 year lease) |
| Positive Cash flow/ month | $200/month |
| Mortgage pay down | $150/month |
| Total Profit + equity/ month | $350 |
| ROI | 15.7% |
| Built in Equity | $3,000 |
5 years cash flow@ $200/month= $12,000 If the property values grow by 5% per year for the next 5 years The property will be valued at $140,400 Mortgage owing would be $70,240. |
|
| Estimated Equity (2012) | $70,160 |
| Cash Flow | $12,000 |
| Partner´s down payment returned | $26,750 |
| Net Profit | $55,410 |
| Profit breakdown (50/50 split) | |
| Partner | $27,705 |
| Panamerican | $27,705 |
| ROI Partner | 103.5%(5 years) |
| 20.7%(annual)Total equity $70,160. | |
This option is a form of joint venture. Panamerican and the joint venture partner split the down payment and buy a house, where the JV partner will live. The Partner pays mortgage payments, taxes, repairs and maintenance. Panamerican brings in the good credit and experience. This is a great option for someone who would not qualify for a mortgage under normal circumstances. Example:
A Doctor, a professional or anyone with enough money moves to Canada . He/she want to buy a house, but does not qualify because he/she is a recent immigrant and has not established enough credit or the bank is asking for a large down payment to finance the purchase. We step in and buy the property.
We call this option Co buy with me. Call for Details
Sophisticated Real Estate investor
You would like to take control of your investments and want to take advantage of the Real Estate boom. We can help.
We are a Real Estate investment company and have the necessary roadmap to get your rental properties financed. Furthermore, we have a Real Estate dream team, consisting of Realtors, Mortgage Brokers, Lawyers, Property Managers, Investors and the entire key players required to run a successful rental operation. Call us today so we can secure your financing. Click here